PHH Home Loans, LLC Blog

The Weekly Mortgage Market Commentary

Due to our upcoming change transition to Guaranteed Rate Affinity, today's Mortgage Commentary will be the last that we will send to you. We hope you have enjoyed these reports and we look forward to continuing to work with you in the future. This week brings us the release of four economic reports that may influence mortgage rates in addition to two Treasury auctions that have the potential to do so also. The most important data comes later in the week and there is nothing of relevance set for tomorrow. Despite the lack of economic data, we still could see movement in the bond and mortgage ma...

October 23rd, 2017 The Weekly Mortgage Market Commentary

Exterior Renovations That Provide The Best Return On Investment

Decked-out kitchens and sparkly spa bathrooms may get our hearts pumping, but deciding to renovate is more often the product of a have-to than a want-to. Whether the renovation you’re considering is driven by a necessary repair or replacement, or the desire to upgrade an item prior to listing your home for sale, the goal is the same: to get the highest return on investment (ROI). Knowing which items will bring in the best ROI can help you make sound decisions. And this year, the smartest projects are geared toward the exterior of the home. After all, if buyers are turned off by what they...

October 19th, 2017 Exterior Renovations That Provide The Best Return On Investment

The Weekly Mortgage Market Commentary

This week brings us the release of five pieces of economic data that is relevant to the mortgage markets. However, none of this week's reports are considered to be highly important or potentially market-moving. We should still see come movement in rates this week, but they will likely be small moves. Monday has nothing of importance set for release. September’s Industrial Production data will start the week's activities at 9:15 AM ET Tuesday. This release will give us an indication of manufacturing strength by tracking output at U.S. factories, mines and utilities. Analysts are expecting...

October 16th, 2017 The Weekly Mortgage Market Commentary

Is A Second Home The New Moneymaker?

As investments go, real estate is either the smartest place in the world to stash your money or the stupidest thing you can do with it – depending on all kinds of things like location, pricing trends, interest rates, condition of the property, and how long you plan to be in it. But what about second homes? How do you know when buying a home for weekend use, vacations, or as a legacy property is a smart choice? “Buying a vacation home or investment property is a great way to expand your real estate portfolio,” said FrontDoor. And, it’s a trend that continues to grow. ...

October 16th, 2017 Is A Second Home The New Moneymaker?

Helping Buyers Make Sure Everything Is Good in the Neighborhood Before They Commit

When it comes to house hunting, "love at first sight" and "love is blind" can often go hand in hand. So many buyers get caught up in the house itself that they don't see the flaws in the surrounding neighborhood (and beyond) until it's too late. Before they decide to "propose" to the object of their desire, encourage your buyers to take a step back, breathe and do some local tire kicking to ensure that the house's beauty is more than skin deep. You can provide a considerable amount of local knowledge - but there is no replacement for your buyers' own feelings on their surroundings. Let them kn...

October 16th, 2017 Helping Buyers Make Sure Everything Is Good in the Neighborhood Before They Commit

How Do You Know How Much To Put Down On A Home?

You’d be a homeowner right now if it weren’t for one thing: the down payment. Right? Even for those who have decent credit and make good money, the down payment is often the great homeownership killer. For many others, who do have enough money set aside to make a substantial down payment, the question is: how much? Conventional wisdom – not to mention most of the banks and a good portion of homebuying and financial experts – will tell you that 20 percent is the standard bearer when it comes to down payments. But is it really necessary to put 20 percent down? The short a...

October 12th, 2017 How Do You Know How Much To Put Down On A Home?

Pages: 1 2 3 4 5 6 7 8 9 10 11 Next >

PHH Home Loans, LLC

PHH Home Loans, LLC, 1 Mortgage Way, 3rd Floor, Mt. Laurel, NJ 08054. NMLS ID # 4256. (www.nmlsconsumeraccess.org). Massachusetts Licensed Lender #MC4256; Licensed by the New Hampshire Banking Department; Rhode Island Licensed Lender. Equal Housing Lender.

PHH Home Loans, LLC d/b/a Coldwell Banker Home Loans.  1 Mortgage Way, 3rd Floor, Mt. Laurel, NJ 08054. NMLS ID #4256. (www.nmlsconsumeraccess.org) Alaska Licensed Mortgage Lender #AK4256-2, 866-462-8266; Arizona Residential Mortgage Licensee #BK 0907285; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; Licensed by the Delaware State Bank Commissioner  #8094; Georgia Residential Mortgage Licensee #20292; Illinois Residential Mortgage Licensee #MB.6759857; 100 W. Randolph, 9th floor, Chicago, IL 60601, 800-532-8785; Massachusetts Licensed Lender and Mortgage Broker #MC4256; Minnesota – This is not an offer to enter an interest rate lock-in agreement; Montana Licensed Mortgage Lender #4256; Licensed by the New Hampshire Banking Department; Licensed by the New Jersey Department of Banking and Insurance; Licensed Mortgage Banker – NYS Banking Department; Ohio Certificate of Registration  MB. 804019; Rhode Island Licensed Lender. Equal Housing Lender.